Products
Business Loan with Mortgage
Development Loan
- Amount – up to €500,000
- Term – up to 5 years
- Grace period – up to 6 months
- Interest rate – from 12% to 18% annually, depending on the project risk and collateral
- Collateral – real estate mortgage
- No fee for early repayment
Bridge financing with mortgage
Short-term loan
- Purpose: Working capital or investment funds
- Amount – up to €500,000
- Term – up to 1 year
- Grace period – up to 6 months
- Interest rate – from 12% to 18% annually, depending on the project risk and collateral
- Collateral – real estate mortgage
- No fee for early repayment
Loan under the BROD Programme
Programme of the Bulgarian Development Bank for indirect financing of small and medium-sized enterprises
- Purpose: Working capital or investment funds
- Amount – up to €300,000 to related parties
- Term – up to 8 years, minimum term – 12 months
- Grace period – up to 3 years
- Interest rate – up to 6-month EURIBOR + 6.7%
- APR – up to 6-month EURIBOR + 11%
- Collateral – real estate mortgage
Loan under the COSME+ Programme
The financing is supported by the European Union under a Guarantee Agreement according to Regulation 1287/2013 of the European Parliament and the Council for the establishment of the Competitiveness of Enterprises and Small and Medium-sized Enterprises (COSME) Programme (2014-2020)
- Purpose: Working capital or investment funds
- Amount – up to €150,000
- Term – up to 10 years
- Grace period – up to 5 years